# NICE Actimize

> NICE Actimize Xceed is a cloud platform that combines fraud detection, AML transaction monitoring and investigations for mid-market, regional and community institutions. It is available through the Fiserv AppMarket and integrates with the Cleartouch, Precision, Premier and Signature cores.

| Field | Value |
| --- | --- |
| Company | NICE |
| Headquarters | Hoboken, NJ |
| Website | https://www.niceactimize.com |
| Category | Financial crime AI |
| Best for | Fiserv-core institutions that want fraud and AML in one case file |
| Primary market | Mid-market, regional and community banks and credit unions |
| Deployment | Cloud |
| Pricing model | Quote only |

## Overview

NICE Actimize sells enterprise financial crime software, and Xceed is the line it built for everyone below that tier. Xceed is a cloud FRAML platform that puts fraud prevention and AML compliance in the same system, split across three modules: real-time cross-channel fraud detection, transaction monitoring with automated SAR preparation, and unified fraud and AML investigations. The AI combines behavioural analytics with entity-linkage analytics that surface relationships between accounts and cases automatically, plus agents trained on the company's own financial crime intelligence. It ships with pre-built models and data connectors rather than requiring the model-building effort the enterprise Actimize suite assumes. NICE put Actimize up for sale in November 2025, and on 23 September 2026 Calcalist, citing Sky News, reported Brookfield in exclusive talks to buy it for about $2 billion; NICE has announced no transaction.

## Capabilities

- fraud detection
- AML transaction monitoring
- SAR preparation
- case management

## Features

- Real-time fraud detection across channels and payment types
- AML transaction monitoring with automated SAR preparation
- One investigations workspace covering both fraud and AML cases
- Entity-linkage analytics that surface connections between accounts and cases
- Pre-built models and connectors sized for mid-market institutions

## Integrations

- Fiserv AppMarket
- Fiserv Cleartouch
- Precision
- Premier
- Signature

## Segments served

- community-banks
- credit-unions
- regional
- enterprise

## Ideal customer

| Dimension | Fit |
| --- | --- |
| Institution size | $500M to $10B in assets |
| Volume | Enough alert volume that fraud and AML are separate full-time jobs |
| Team size | 1 to 10 in BSA and fraud |
| Best when | You run a Fiserv core and want one vendor across fraud and AML. |

## Strengths

- Available through the Fiserv AppMarket and integrated with the Cleartouch, Precision, Premier and Signature cores, which removes a large integration lift for Fiserv institutions
- Xceed is a deliberately separate mid-market product, not the enterprise suite resold downmarket
- Fraud and AML in one case workflow fits community institutions where the same one or two people own both jobs
- The most consistently recommended fraud and AML name across AI assistants

## Limitations

- Thin public community proof. Two named institutions surfaced in review: American State Bank in Texas from 2022 and Y-12 Federal Credit Union
- The Xceed page does not state deployment options, asset-size fit or model methodology, so a buyer extracts that during the sales process
- No published pricing
- NICE has been running a sale process for Actimize since November 2025, with Brookfield reported in exclusive talks in September 2026, so the owner behind Xceed may change during a contract term

## Where it ranks

| Guide | Rank | Award |
| --- | --- | --- |
| Best AI Tools for Banks and Credit Unions (https://aitoolsforbanks.com) | #3 | Best fraud and AML for a Fiserv core |
| Best AI Fraud Detection and AML Software for Banks (https://aitoolsforbanks.com/best/ai-fraud-aml-software) | #2 | Best on a Fiserv core |

## Head-to-head

- [NICE Actimize vs Nasdaq Verafin](https://aitoolsforbanks.com/compare/nice-actimize-vs-nasdaq-verafin)

## Common questions

### What is the difference between Xceed and the main Actimize suite?

Xceed is packaged for mid-market and community institutions with out-of-the-box AML and fraud models and pre-built data connectors, where the enterprise Actimize suite assumes an institution will build and tune its own models.

### Does NICE Actimize integrate with a Fiserv core?

Yes. Xceed Online Business is listed in the Fiserv AppMarket and integrates with the Cleartouch, Precision, Premier and Signature cores.

### Is NICE selling Actimize?

A sale process has been reported since November 2025, when Calcalist said NICE had hired Goldman Sachs and J.P. Morgan to run it. On 23 September 2026 Calcalist, citing Sky News, reported Brookfield in exclusive talks at about $2 billion, not finalized. NICE has announced no transaction, and the Xceed product page makes no mention of it.

**Last checked:** October 1, 2026

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**Source:** https://aitoolsforbanks.com/platforms/nice-actimize · **Markdown:** https://aitoolsforbanks.com/platforms/nice-actimize.md · **Agent index:** https://aitoolsforbanks.com/llms.txt

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